- Most UnitedHealthcare (UHC) Medicare Advantage plans include coverage for vision services.
- These services may include eye exams, prescription lenses, and more.
- You can only sign up for a UHC Medicare Advantage plan during specific enrollment periods each year.
Seeing well contributes to your overall health and well-being. Having regular vision exams and an up-to-date eyewear prescription can help you live an active and independent life.
UnitedHealthcare (UHC) Medicare Advantage plans offer vision coverage that gives you access to the services you need. Most plans include routine eye exams and prescription eyewear, along with your hospital and outpatient medical coverage.
Read on to learn what services UHC Medicare Advantage plans offer, what the costs might be, and how to enroll.
UHC Medicare Advantage plans offer comprehensive vision and eye services for plan members. Some policies provide basic coverage, while others offer more comprehensive services.
Vision and eye services available in UHC Medicare Advantage plans can include:
- annual routine eye exams
- yearly allowance for eyeglass frames and prescription lenses
- contact lenses
- glaucoma screenings
- yearly diabetic retinal exams
- cataract surgery
Each UHC Medicare Advantage plan offers different coverage options and may work with different in-network providers.
You’ll be able to choose from:
- Health Maintenance Organization (HMO) plans
- Health Maintenance Organization Point-of-Service (HMO-POS) plans
- Preferred Provider Organization (PPO) plans
With each type of plan, coverage options will vary. When selecting a plan, check which vision and eye services it offers, as well as the yearly maximum spending allowance on eyewear.
Does original Medicare provide vision coverage?
Original Medicare (parts A and B) only offers basic healthcare coverage that includes hospital and outpatient medical services. It doesn’t provide coverage for routine eye services.
Certain eye care services are covered under Medicare Part B, such as eye exams for diabetic retinopathy, annual glaucoma tests, and cataract surgery.
The costs of your UHC Medicare Advantage plan will depend on your location and the coverage you choose. You can compare premium rates and additional benefits available in your area by using the Medicare’s plan finder tool.
Here are a few examples of costs for UHC Medicare Advantage plans with vision:
|Location||UHC Medicare Advantage plan |
|Plan monthly premium||Out-of-pocket maximum (in network)|
|Tampa, FL||AARP Medicare Advantage (HMO-POS)||$0||$4,900|
|AARP Medicare Advantage Focus (HMO-POS)||$0||$3,900|
|AARP Medicare Advantage Choice (PPO)||$0||$10,000 (in and out of network)|
|Boston, MA||AARP Medicare Advantage Plan 1 (HMO)||$0||$5,700|
|AARP Medicare Advantage Plan 2 (HMO)||$42||$4,500|
|AARP Medicare Advantage Walgreens (PPO)||$0||$6,700|
|Phoenix, AZ||AARP Medicare Advantage Plan 1 (HMO)||$0||$3,900|
|AARP Medicare Advantage Walgreens Plan 1 (PPO)||$0||$5,000|
In addition, to join a UHC plan:
- You must be enrolled in original Medicare (parts A and B).
- You must live in an area where UHC Medicare plans are available.
Most adults ages 65 and older are eligible for original Medicare. If you’re receiving benefits from Social Security, you’ll be automatically enrolled in Medicare before your 65th birthday.
If you’re not automatically enrolled, you can contact your local Social Security office and fill out an application form online or over the phone.
When can I enroll in a Medicare Advantage plan?
If you’re planning to sign up for a Medicare Advantage plan, you can enroll during the following time periods:
- Initial enrollment period. This is a 7-month window around your 65th birthday when you can sign up for Medicare. It begins 3 months before your birth month, includes the month of your birthday, and extends 3 months after your birthday. During this time, you can enroll for all parts of Medicare without a penalty.
- Open enrollment period (October 15–December 7). During this time, you can switch from original Medicare (parts A and B) to Part C (Medicare Advantage), or from Part C back to original Medicare. You can also switch Part C plans or add, remove, or change a Part D plan.
- General enrollment period (January 1–March 31). You can enroll in Medicare during this time frame if you didn’t enroll during your initial enrollment period.
- Special enrollment period. If you delayed Medicare enrollment for an approved reason, you can later enroll during a special enrollment period. You have 8 months from the end of your coverage or the end of your employment to sign up without penalty.
- Medicare Advantage open enrollment (January 1–March 31). During this period, you can switch from one Medicare Advantage plan to another or go back to original Medicare. You cannot enroll in a Medicare Advantage plan if you currently have original Medicare.
Once you’ve enrolled in original Medicare, you can look for Medicare Advantage plans in your area. Plans and coverage options are different in each state or even county, so start your search by entering your ZIP code into Medicare’s plan finder tool.
There, you can see a list of available UHC Medicare Advantage plans in your area and compare the vision and eye services they offer.
Once you find a plan that matches your healthcare needs, fill out an online application form to enroll or call UHC customer service at 855-356-6098. A representative can help you compare plans, confirm vision and eye services offered, and start your application over the phone.
- UHC Medicare Advantage plans offer various options for vision and eye care services.
- Some policies provide basic coverage, like preventive screenings and cataract surgery, while others offer more comprehensive services, like annual eyewear allowances and routine eye exams.
- You can start searching for a plan near you by entering your ZIP code into Medicare’s plan finder tool.
- Once you find a plan that matches your healthcare needs, fill out an online application form or call UHC customer service (855-356-6098) to enroll.
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