- UnitedHealthcare (UHC) Medicare Advantage plans provide basic dental coverage to members.
- Each plan from UHC offers a different level of coverage and different price points.
- You can enroll in a UHC Medicare Advantage plan during specific enrollment periods each year.
UHC Medicare Advantage plans offer comprehensive health insurance to people eligible for Medicare.
UHC offers dental coverage under most of its Medicare Advantage plans. This coverage includes preventive dental care and possibly other services as well.
Let’s take a closer look at what dental coverage UHC Medicare Advantage plans offer.
Original Medicare (parts A and B) doesn’t cover the cost of most dental care and won’t pay for:
- tooth extractions
Medicare Part A does cover certain dental costs, however, if they’re related to an illness or injury to your jaw, teeth, or mouth.
Most UHC Medicare Advantage plans provide at least some amount of coverage. UHC Medicare dental coverage may include:
- annual dental checkups
- routine teeth cleanings and fluoride treatments
- bitewing and panoramic X-rays
- tooth extractions
- fillings and crowns
- emergency treatment
- oral surgery
Each UHC plan offers different coverage options, as well as different deductibles and copays. Most UHC Medicare Advantage plans will provide primary dental care from in-network dentists with no copays.
When comparing UHC Medicare dental coverage plans, read the evidence of coverage statement to find out exactly what they offer.
To be eligible for UHC Medicare dental coverage, you’ll first need to enroll in original Medicare (Part A and Part B). You can enroll by contacting Social Security and filling out an application online.
After you have original Medicare, you can find the UHC Medicare Advantage plans available in your area. Plan coverage and networks vary by state, and you’ll only be able to enroll in a UHC plan that’s available in your county.
While most plans offer routine dental coverage, you’ll need to check if your dentist is in the UHC network. Otherwise, you’ll have to consider switching to an in-network practice.
With some plans, you may have the option to access out-of-network care — but with higher copays. When you visit in-network dentists, UHC offers direct payment to the dentist, so you won’t need to submit any claim forms.
You have several opportunities each year to enroll in a UHC Medicare Advantage plan.
First, you can sign up for a UHC plan during your initial enrollment period, which starts 3 months before your 65th birthday and lasts for 3 months after your birth month.
You can also enroll during the annual election period from October 15 to December 7.
You can start your search for a UHC Medicare Advantage plan by visiting the UHC website.
Enter your ZIP code to see what plans are available in your area, as well as what dental coverage each plan offers. Compare policies carefully, and check deductibles, copays, and maximum coverage amounts.
You can also enroll in a UHC Medicare Advantage plan by calling 855-356-6098 and speaking with a customer service agent. They can help you understand your options.
- Many UHC Medicare Advantage plans offer dental coverage, which original Medicare (parts A and B) doesn’t cover.
- Plans from UHC offer various levels of coverage and not every plan is available in every area.
- Check the UHC website to compare Medicare Advantage plans, and contact the company directly to ask questions when you’re ready to enroll.
The information on this website may assist you in making personal decisions about insurance, but it is not intended to provide advice regarding the purchase or use of any insurance or insurance products. Healthline Media does not transact the business of insurance in any manner and is not licensed as an insurance company or producer in any U.S. jurisdiction. Healthline Media does not recommend or endorse any third parties that may transact the business of insurance.