- Humana Medicare Advantage covers vision services in many of its plans.
- Some of the covered vision services include routine exams and prescription lenses.
- You can search Humana Medicare Advantage plans to find those in your location that offer vision coverage.
Vision coverage is included in some of Humana’s Medicare Advantage (Part C) plans. You also have the option of adding a vision plan to your current Humana Advantage coverage, if it’s not already included.
Humana Medicare Advantage vision coverage includes annual exams, eyeglass frames with prescription lenses, and prescription contact lenses. Your plan may also have discounts for other vision services such as LASIK eye surgery.
Read on to learn more about Humana Medicare Advantage vision coverage to get some answers to frequently asked questions.
Humana Medicare Advantage covers many vision and eye services. Here are some examples of what some plans may include:
- annual vision and eye health exams
- a yearly allowance for frames
- a yearly coverage rate for prescription lenses or progressive bifocal lenses
- additional coverage for anti-scratch and anti-reflective coatings, tinted lenses, or other add-ons
- partial coverage for contact lenses
- possible discounts on services that aren’t covered by the plan, such as photorefractive keratectomy (PRK) or LASIK eye surgery
Your costs for any Medicare Advantage plan will depend on where you live and the plan you choose.
Here is a sample of the 2021 costs for Humana Medicare Advantage plans that include vision:
City | Plan name | Monthly premium | Out-of-pocket maximum |
---|---|---|---|
Trenton, NJ | HumanaChoice H5216-185 (PPO) | $0 | $6,700 in network; $10,000 in and out of network |
Tulsa, OK | Humana Value Plus H6622-049 (HMO) | $19.60 | $7,550 in network |
Daytona Beach, FL | Humana Gold Choice H8145-061 (PFFS) | $101 | $6,700 in and out of network |
Portland, OR | Humana Gold Plus H1036-153 (HMO) | $0 | $5,700 in network |
If you qualify for Medicare, you qualify for vision coverage in Humana Medicare Advantage plans.
To qualify for Humana Medicare Advantage vision benefits, you’ll need to enroll in original Medicare (Part A and Part B). You can sign up through your local Social Security office.
If you already have a plan and want to add vision coverage, contact Humana and ask them for help to update your policy.
Before you enroll
Before enrolling, you can compare the Humana Medicare Advantage plans that are offered in your area.
Plans and costs will vary based on location. Visit the Humana website and enter your ZIP code. You can then check the list of vision services provided, as well as find out more about each plan’s premiums, deductibles, and copays.
Humana Medicare Advantage plans differ from state to state. You can compare premium rates and benefits using the Medicare plan finder tool. Enter your ZIP code to see plans offered in your area.
When you’re ready to enroll in a Humana Medicare Advantage plan, fill out a form online or contact the company for assistance over the phone.
Does original Medicare include vision coverage?
Original Medicare (parts A and B) covers basic medical and hospital care but does not include vision or eye services such as routine eye exams.
However, Medicare Part B does cover some eye care, such as cataract surgery.
For adults with diabetes, original Medicare also pays for the cost of an annual eye exam to monitor diabetic retinopathy. Services include yearly glaucoma tests, too.
Does Humana cover vision care?
Your Humana Medicare Advantage plan likely covers most vision and eye services. Your coverage will include annual eye exams and coverage for prescription lenses, although these costs may vary by plan.
Does Humana Medicare Advantage cover cataract surgery?
Medicare Advantage plans are required to provide at least the same basic coverage offered under original Medicare. Since original Medicare covers cataract surgery, Humana Medicare Advantage plans must cover this as well.
Make sure to go to doctors and facilities that are in your plan’s network to ensure coverage.
Can I add vision to my Humana Medicare Advantage plan?
Vision coverage comes in many of Humana’s Medicare Advantage plans. After enrollment in original Medicare parts A and B, you can sign up for a Humana plan with added benefits such as vision, dental, and hearing coverage.
How can I learn more?
To learn more about Humana Medicare Advantage vision coverage, call Humana customer service at 800-457-4708. You can also request a meeting with a Humana agent by filling out a contact form.
Humana Medicare Advantage covers vision services in many of its plans. You can also add vision coverage to both new and existing plans.
If you’re eligible for Medicare and you want to find out which Humana Medicare Advantage plans in your area offer vision coverage, visit the Humana website and enter your ZIP code.
To learn more about Humana Medicare Advantage plans and vision benefits, you also contact customer service directly.