- You can pay your Medicare Part A, Medicare Part B, and Medicare Part D income-related monthly adjustment amount (IRMAA) online using MyMedicare.
- Medicare also accepts payments from your bank’s online bill pay service.
- Many Medicare Advantage, Medicare Part D, and Medigap plans accept online payments.
- There’s no fee to pay online.
Not everyone receives a bill for Medicare. For example, if you pay your Medicare premiums out of your Social Security retirement benefits, you might never get a bill from Medicare.
If you do get a bill from Medicare, you can pay it online by setting up a MyMedicare account. There’s no fee to use this service. You can use it to pay your:
- Medicare Part A premium
- Medicare Part B premium
- Medicare Part D IRMAA
You have two different ways to pay your Medicare premiums online.
The first way is through your MyMedicare account. If you don’t have a MyMedicare account, you can create one in just a few minutes.
You’ll need to know your Medicare number and your Medicare Part A start date to create your account. You can find both on your Medicare card.
Once you’re logged in to your MyMedicare account, you’ll be able to pay your premiums online.
To do this, look for the option to pay your premium. Select it — you’ll be taken to a screen where you can enter the amount you want to pay and the method you want to use. You can pay online using your:
- credit card
- debit card
- checking account
- savings account
You’ll then be taken to a secure page of the U.S. Treasury (Pay.gov) to complete your payment. You don’t need to create a Pay.gov account.
Once you complete your payment, you can see all your past payments. You can also log back into your MyMedicare account at any time to check the status of your payment.
It’ll take between 3 and 5 days for a payment from your checking or savings account to process. Payments made with credit or debit cards typically go through a little faster.
Switching to electronic statements
You can also switch to electronic statements while you’re logged into your MyMedicare account by following these steps:
- Select “My account.”
- Click on “User information.”
- Click on “Email and correspondence settings.”
- Scroll down until you find a section called “Electronic Medicare summary notices (eMSNs)” and click “Edit.”
- Select “Yes” when asked if you want to start getting electronic Medicare summary notices, and you’ll be all set to go paperless.
Paying Medicare premiums online using bill pay
You can also choose to use your bank’s bill pay service. Not all banks offer this, but many do.
If your bank does, you can use your online banking access to pay Medicare. You’ll need to tell your bank your Medicare number and have them send the payments to Medicare.
To use your bank’s bill pay to make Medicare payments:
You’ll need to enter or provide your bank with the following information:
- Account number: your Medicare number
- Amount: your premium amount
- Payee name: CMS Medicare Insurance
- Payee Address: Medicare Premium Collection Center, P.O. Box 790355, St. Louis, MO 63179-0355
You can pay for Medicare parts A and B, often called original Medicare, using the process above.
You’ll need to be enrolled in both parts of original Medicare to get any additional parts of Medicare. No matter what other Medicare parts you use, you always pay for original Medicare.
The other parts of Medicare are offered through private insurance companies and overseen by Medicare. Additional parts beyond original Medicare include:
- Medicare Part C (Medicare Advantage)
- Medicare Part D (prescription drug coverage)
- Medicare supplement insurance (Medigap)
You might be able to pay these parts online, but it’ll depend on the company and your specific plans. Some companies might not offer online payments. However, you should still be able to use online bill pay from your bank.
Check with your Medicare Advantage, Medicare Part D, or Medigap plan to see what payments it accepts.
The only exception to this is if you have an IRMAA for your Part D coverage. If you receive an IRMAA, you can pay that using your MyMedicare account. Your owed IRMAA amount will be listed on your Medicare premium bill or electronic Medicare summary notice.
Medicare doesn’t charge you any fees to pay online. There’s no additional cost to you when you use the online payment option.
Though you might be charged fees from your bank to use an online bill pay service, most banks offer this feature for free.
You can use MyMedicare to pay your premiums as long as you’re enrolled in Medicare and receive a monthly bill.
However, this monthly bill needs to come from Medicare. You can’t pay online if you’re billed by the Railroad Retirement Board. Otherwise, you can pay your original Medicare premiums and Part D IRMAA online.
It’s important to pay your Medicare premiums as soon as you can. If you don’t pay your premium by the due date on your bill, it’s considered late.
You’ll receive a second bill after 60 days, letting you know you missed a payment. You’ll receive a final notice when your payment is 90 days late. If you don’t pay your total amount due by the due date on the final bill, you’ll lose your Medicare coverage.
If you are 90 days late on your Medicare premium and do not pay by the due date on your 90-day-late notice, your Medicare coverage will be cancelled.
You can set up automatic bill payments if you’re worried about missing or ding late on your Medicare payments.
You can sign up for Medicare Easy Pay and have your premium deducted from your checking or savings account every month. To do this, you’ll need to fill out an authorization form and send it to Medicare to use this service.
You can apply for certain programs if you need help paying your Medicare premiums. These programs are income based and can help you pay for premiums and other costs of Medicare.
For example, if you qualify for help paying your Part B premium, you’ll automatically qualify for the Extra Help program. The Extra Help program is for Part D coverage and can lower your premiums, deductibles, and copayments.
- You can pay your Medicare premiums online using your MyMedicare account or your bank’s bill pay service.
- You can use your MyMedicare account to pay your Part A premium, Part B premium, or Part D IRMAA.
- You might also be able to pay your premiums for Part C, Part D, and Medigap but it’ll depend on your plan.
- There’s no fee to pay your Medicare premiums online.
The information on this website may assist you in making personal decisions about insurance, but it is not intended to provide advice regarding the purchase or use of any insurance or insurance products. Healthline Media does not transact the business of insurance in any manner and is not licensed as an insurance company or producer in any U.S. jurisdiction. Healthline Media does not recommend or endorse any third parties that may transact the business of insurance.