- Medicare plans from Aetna provide comprehensive healthcare coverage to adults who are ages 65 and over.
- Aetna offers Medicare Part C plans, Medicare Part D prescription drug plans, and Medicare supplement plans.
- You can find Aetna Medicare Advantage plans in every state.
Aetna has been providing healthcare coverage for more than 160 years and Medicare health insurance since 1966.
In 2018, CVS Health acquired Aetna. It now provides healthcare insurance plans to approximately 39 million Americans across the country and offers coverage for individuals, employers, students, and labor groups.
Aetna has many top-performing plans, with a Centers for Medicare & Medicaid Services (CMS) star rating of 4 or higher.
Aetna sells the following types of plans:
Medicare Part C (Advantage)
Medicare Advantage plans cover the same services that original Medicare (parts A and B) covers. To purchase a Medicare Advantage plan, you must be enrolled in original Medicare.
Part C plans also offer extras that original Medicare doesn’t, such as care for:
Some plans even include things like transportation to doctor’s office visits and SilverSneakers fitness memberships.
Medicare Part D
Medicare Part D is prescription drug coverage.
Some Medicare Advantage plans include Part D coverage, but you can also purchase a stand-alone Part D plan if you have original Medicare.
Medicare supplement (Medigap)
Medigap plans are privately sold insurance plans that help pay for health expenses like copays, coinsurance, and other fees original Medicare doesn’t cover.
They also provide prescription drug coverage, plus dental, hearing, and vision benefits.
Aetna Medicare Advantage coverage varies depending on the plan you choose, but it can include:
- A 24-hour nurse hotline. You can call any time of day or night and speak with a nurse about your health. They can provide assistance over the phone or recommend that you seek emergency medical care.
- Meals at home. If you’ve had a hospital stay, your Aetna Medicare Advantage plan may provide meals at home. You can receive nutritious meals delivered right to your door, so you can focus your energy on recovering. The plan covers two meals a day for up to a week.
- Over-the-counter (OTC) health benefits. Some Aetna Medicare Advantage plans provide OTC medications at no cost, such as specific vitamins or cold medications.
- Transportation. Aetna plans may include transportation services, and you can get a ride to or from your doctor’s office or to other healthcare appointments.
- Wellness programs. You can enroll in a wellness or fitness program that’s covered by your plan. For example, you can enroll in a SilverSneakers program to get weekly exercise and meet new friends in your community.
Aetna Medicare Advantage plans have a variety of coverage options to match your healthcare needs and budget, so compare benefits carefully before enrolling in one.
Aetna has several Medicare Advantage plans that vary by state. Plan types offered include:
- Health Maintenance Organization (HMO) plans. HMO plans allow you to choose a primary care physician to assist you with all your healthcare needs.
- HMO Point-of-Service (HMO-POS) plans. HMO-POS plans give you more flexibility if you seek care from out-of-network doctors or healthcare providers.
- Preferred Provider Organization (PPO) plans. PPO plans give you even more freedom to access both in-network and out-of-network healthcare providers, even without a referral.
Medigap is a type of Medicare insurance sold by private companies and designed to help cover costs original Medicare doesn’t, such as:
You may not purchase both Medicare Advantage and Medigap. If you want this additional coverage, you must choose one option or the other.
There are 10 Medigap plans, and each is given a letter name: A, B, C, D, F, G, K, L, M, and N. No matter what company you use, the coverage offered by a certain letter plan must be the same.
Due to recent changes to Medicare regulations, Plan C and Plan F are no longer available to new Medicare enrollees. This change applies only if you became eligible for Medicare starting on or after January 1, 2020. If you were eligible for Medicare in 2019 or earlier, you may still be able to purchase plans C or F.
Aetna has several forms of Medicare prescription drug coverage. It may be bundled in a Part C plan or offered as a stand-alone Part D plan. Most Medicare drug plans cover the most commonly prescribed medications.
Aetna offers Part D plans in all 50 U.S. states and Washington, D.C.
Using Medicare’s plan finder tool, you can enter the prescription medications you take to make sure the plan you choose will cover them.
Adults over age 65 are eligible for Aetna Medicare plans. Younger adults with disabilities may also qualify for coverage and can enroll in a Medicare plan.
To qualify for an Aetna Medicare plan, you’ll need to be enrolled in original Medicare (parts A and B) in your state.
Aetna offers Medicare plans in all 50 U.S. states, but the benefit options vary by county. To find out if Aetna provides Medicare plans in your area, use Medicare’s plan finder tool.
Enter your ZIP code to start your search. You’ll see all the Aetna Medicare plans in your area.
- Medicare Advantage, Medicare Part D, and Medigap plans are all sold by private insurance companies.
- Aetna offers these plans in every state.
- Aetna Medicare plans may be an affordable choice if you’re shopping for Medicare coverage.
The information on this website may assist you in making personal decisions about insurance, but it is not intended to provide advice regarding the purchase or use of any insurance or insurance products. Healthline Media does not transact the business of insurance in any manner and is not licensed as an insurance company or producer in any U.S. jurisdiction. Healthline Media does not recommend or endorse any third parties that may transact the business of insurance.