- Cost is a major barrier to managing and treating COPD.
- Government and nonprofit programs may cover or offset the cost of medication and treatment.
- Your doctor and pharmacist may also be resources for helping you manage costs.
When you live with a chronic condition like chronic obstructive pulmonary disease (COPD), the last thing you want to worry about is the cost of treatment. For many people, cost acts as a major barrier to managing and treating their COPD.
COPD management includes:
You may need help handling the associated financial costs.
The good news is, some government and nonprofit programs can help with these costs. There are also forms of support that might help you manage both COPD and its costs.
The costs of managing COPD can include:
- doctor’s appointments
- medical tests
- pulmonary rehabilitation programs
- smoking cessation drugs and counseling
- supplemental oxygen
COPD is a progressive disease, so its management is likely to change over time. As symptoms change, you may need to adjust your medications or work with your doctor to modify your treatment plan.
Medicare is designed to cover people ages 65 and older. Some will qualify for Medicare at a younger age, depending on health history. You can find out more on the Medicare website.
Medicare will cover hospital care, many tests, and doctor’s visits. Keep in mind that not all doctor’s offices will accept Medicare. If you are going to a new clinic, make sure to call ahead and ask.
Medicare Part D is optional coverage to help pay for your prescription medications. Depending on your health and budget, you can compare packages to find one to best meet your needs here.
Medicaid is a program to support people with low income and help them cover the cost of healthcare. Each state runs the Medicaid program for its residents, and the rules around who qualifies for Medicaid will differ by state.
You can find out if you qualify for Medicaid here. If you don’t qualify for Medicaid, you can explore lower cost health insurance options on the same site.
State Pharmaceutical Assistance Program
Some states offer financial support for people who have trouble paying for medications. The criteria and funding will vary. You can check if your state has a pharmaceutical assistance program here.
Taking your medications as directed can improve symptoms of COPD. Medications can improve:
- shortness of breath
- chest tightness
If you can’t pay for your medications, you aren’t alone. Here are some places to try to find assistance:
- Needymeds. This website provides information on programs and discounts to save money on medications. It can help you to find free or low cost medical clinics. There is also information to help you navigate government health programs.
- SingleCare. On this website, you can type in the name of your medications to compare prices. You can also get a drug discount card to use at pharmacies to reduce the cost of your medications.
- Medicine Assistance Tool (previously called The Partnership for Prescription Assistance). This is a great website for money-saving options for your medications. You will need to provide the names of your medications, where you live, and your income. The site will suggest using discounts from drug companies or public programs.
Support with general needs
If you have any concerns about access to food, housing, or healthcare, your local United Way office is a good place to start. Anywhere in the United States, you can call 211 on your cell or landline to access community services.
They can connect you with help to pay bills, get food, or access mental health and substance use services. You can learn more about their services here.
It’s important to let your doctor know if you’re having trouble paying for your medications.
There may be other medication options that are less expensive yet still effective. Sometimes, older medications still work well and cost less than ones more recently developed. You can also ask for generic versions of brand name prescriptions to try to save money.
Sometimes, clinics have medication samples that they can give to their patients.
If you’re looking for a doctor and are worried about the cost of medical care, make sure to call around. Some offices offer discounted rates for people without medical insurance. You may also be able to set up a payment plan.
Ask around in your neighborhood to see if any health centers provide low cost healthcare.
Pharmacists are amazing resources. They may have advice on a better or different dose or formulation that would work just as well but cost less.
Generic medications are another way to save money. The brand names are typically more expensive. A generic formula has the same active ingredients but at a lower cost.
Connecting with others
Support groups are a way to connect with other people who are living with COPD. It’s helpful to know that you’re not alone.
If you’re having trouble paying for the medications you need, ask others for advice. You won’t be the only one who has had trouble paying for treatments. Support groups are a great way to get new ideas or find out ways to save on medical costs.
Support for quitting smoking
If you smoke, the best way to improve your health when you have COPD is to quit smoking. This can be a daunting task. If you’re not ready to quit, cutting down can help.
There are many strategies to quit smoking, such as:
- nicotine therapies
If you have Medicare, these will be covered under Part B (medical insurance).
The CDC has a
The goal of pulmonary rehabilitation is to improve quality of life for people with COPD. This is done through a combination of exercise and education.
Many people with COPD avoid activity. Proper exercise and breathing techniques can help you better manage your COPD. This will allow you to stay active. This is a main focus of pulmonary rehab programs.
Exercise and breathing techniques can strengthen your lungs and make it easier to breathe. When you use less energy to breathe, you will have more energy for other things.
If you have Medicare coverage, it will often cover the cost of pulmonary rehab. Ask your doctor about options near you. Contact programs to find out more about the costs and how you may be able to get financial support to attend.
For many people, the costs of managing COPD are hard to cope with.
However, there are programs available to help you pay for treatment and medications. There are also websites and services available to help you navigate all the facets of life with COPD.
You aren’t alone in this journey, so reach out for help when you need it. Your doctor and pharmacist may have ideas. Other people who live with COPD are also a source of information.