Medicare Part D Health Article

Medicare Part D: What's It All About?

If Medicare Part D is new to you, start here for a simple explanation.

• Medicare Part D is a government subsidized prescription drug coverage program
• Enrollment isn't automatic – just because you are a Medicare recipient does not mean you are enrolled in Medicare Part D.
• You may choose to not enroll, but if you decide you want to join later, your premiums will be higher.
• Anyone who is eligible for Medicare is eligible for Medicare Part D.
• Part D replaces Medicare – approved drug discount cards that were available in the past.

• Medicare Part D prescription drug plans are provided by private insurance companies
• Part D plan costs and prescription coverage vary by plan.
• Healthline and its partner allows you to compare online the costs and benefits of Medicare Part D plans in your local area.
• Premiums for Part D prescription drug plans are in addition to other Medicare premiums (e.g., for Part B).

• The total cost to you of the plan you choose will depend on what medications you use

• Ask yourself these questions when evaluating the plans available to you:
• Does this plan cover my current prescription medications?
• How much will I pay out of pocket?
• What are the monthly premiums?
• What's my share of the costs of my prescription?
• Which local pharmacies are in the plan?

You can use Healthline's Part D Plan Selector to find which plan might be right for you. Click here to learn more.