Dr. DiCampli discusses health insurance coverage of a home birth and the cost associated with hiring a midwife.
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Health Insurance Cover for Home Birth They do not. Insurance does not cover home births and it is something that, as a global community, we are working towards getting some reimbursement. It is economically more feasible for the insurance companies to cover but at this juncture they are not, usually there is no reimbursement. It can vary from state-to-state, midwife-to-midwife, it’s significantly less than a hospital birth so it depends on the midwife.