000aFighting Medical Bankruptcy. Your health can have a direct correlation to your financial security. Dr. Jason Deitch D.C. and Dr. Bob Hoffman D.C. explain. 000a000a
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Ivy Hartman: A major illness can be a critical crisis for a small business owner but there are some steps that you can take to reduce your chance or your risk of medical bankruptcy. And our guest today is Dr. Jason Deitch and Dr. Bob Hoffman; our co-authors of the best selling book “Discover Wellness: How Staying Healthy Can Make You Rich.” And today we’re going to talk a little bit about; well first of all, thank you for joining us on sbtv.com. Dr. Bob Hoffman: Thank you. Dr. Jason Deitch: Thanks for having us. Dr. Bob Hoffman: Thanks for having us. Ivy Hartman: Absolutely. Give us some insight on what are the most overlooked health conditions that can lead to short and long term disabilities. Dr. Jason Deitch: I think one of the most important things for people to realize is that over 50% of personal bankruptcies today are related to medical death and over 70% of the treatment or care that’s necessary, the cost that re-lead to this bankruptcies are related to lifestyle, preventable conditions like you asked about. Conditions like heart disease, cancer, diabetes, obesity and stress related conditions and much more. The key opportunity, the critical and important thing for people to realize is that by definition, these are lifestyle preventable conditions and then the book, we talked about how people can in fact reduce their risk of this conditions. Dr. Bob Hoffman: Interesting enough in the book, we document these seven conditions that are bankrupting America, Americans and small business. One of which is adverse drug effects and why I point that out is because 70% of all of our costs and health care are related to lifestyle conditions, 25% is related to the drug effects, the side effects, the adverse reactions that people have. You know, they are millions of people that are sent to hospitals because of that. About a 140,000 die every year that’s document able, so the system has failed and that’s really the major point and when you have employees that are failing in that system, it’s devastating to the business. It’s expensive to the business, it disrupts the business and there are clearly steps that you could take. Also in the book, we talk about the seven steps that anyone could take that within 90 days could radically improve your health and level of well being and that’s the message more important. It’s not about focusing on the negativity but focusing on the solution and any business, any individual can get healthier if they do certain things and some of them are pretty obvious, you know, it’s eating better, it’s exercising. But we believe the best kept secret in this whole wellness equation is something we call alignment and it’s aligning your values with your actions as an individual and as a company. But also aligning your posture and your nervous system and as I’m practicing chiropractics a doctor of chiropractic, that is obviously been our niche but the fact is, is that we search clearly documents that every organ in your body is connected to a nerve that exists. Your spine and when your spine is out of its normal position or out of its normal alignment, it absolutely plays havoc with your health. And it’s an area that most people have overlooked and there are simple answers and simple solutions to these problems. Ivy Hartman: So reducing our risk can just by promoting a welfare lifestyle, reducing our risk of bankruptcy that is, as an individual but also as a small business. So as a small business owner, in order to reduce my risk of medical bankruptcy, I need to implement a wellness program. Dr. Jason Deitch: These days, we know that health care cost are often times rising at faster rates than profits and so it’s critical for small businesses especially if you don’t have the ability to absorb quarterly loses the way larger corporations might. It’s critical for small businesses to realize how important it is for them than to actually promote their own employees well being because it’s ultimately up to their physica

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