Working as a school teacher, Joe finds the best way to get his medical information is to talk to other teachers that have been through something similar.
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Joe Winklereid: I usually talk to people. Host: What type of people? Joe Winklereid: People that have been through those types of things, that I need to go through. I work at a school. So there is 112 or so other teachers, that a lot of them have been through some more stuffs. So I usually use that as my source. Host: And then, do you have a medical experience or a medical bill experience, that you'd like to share with us? Joe Winklereid: Physical therapy billing has always been a pet peeve of mine. You heard of physical therapist and they don't send any bills until you are like finished. They are like two months there and then, everything seems to be covered and then two months after you are done, with the original two months, you get a bill for $800 of the 20% or so that they say, you'll give now. I find that to be annoying, because they never tell you, you are going to have to pay this amount in the beginning. So that's my experience.

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