Q: How do I sign up for dental and vision coverage? I see health but not dental or vision.
Dental and vision coverage may be available as part of a health insurance plan. These plans will clearly explain what you’re getting if they cover dental and/or vision insurance. However, most dental and vision plans will be sold separately. You can purchase these through the Exchange. Like health insurance, you will need to purchase these plans in your state. You will pay a separate premium for both dental and vision insurances. As you will do for health insurance, compare the options available to you and consider what you can afford to pay in monthly premiums and in out-of-pocket costs if and when you need to use the insurance.
One important note: Pediatric dental and vision care are considered “minimum essential benefits.” Therefore, both dental and vision coverage are included in insurance plans for children.
Meet the experts to answer the commonly asked questions to help you understand the Health Care Exchange
Linda V. Tiano
Member of the Firm at Epstein, Becker, and Green in Washington, DC and New York
Senior Vice President of Strategic Planning and Business Development at the University of Alabama at Birmingham Health System.
Director of Health Care Reform at Priority Health in Michigan.