Q: How will healthcare reform impact young adults?



The healthcare reform law requires young adults to buy health insurance coverage. If they do not, they must pay a penalty. The law also requires that young adults be allowed to stay on their parents’ employer-sponsored policies until they are 26.

Young adults ages 26 to 30 are able to purchase a catastrophic-only policy. The policies usually have low monthly premiums and high deductibles. Young adults are also able to benefit from premium tax credits and cost-sharing subsidies in order to make coverage more affordable.

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Linda V. Tiano

Member of the Firm at Epstein, Becker, and Green in Washington, DC and New York


David Randall

Senior Vice President of Strategic Planning and Business Development at the University of Alabama at Birmingham Health System.


Marti Lolli

Director of Health Care Reform at Priority Health in Michigan.

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