Q: How will healthcare reform impact young adults?

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Answer:

The healthcare reform law requires young adults to buy health insurance coverage. If they do not, they must pay a penalty. The law also requires that young adults be allowed to stay on their parents’ employer-sponsored policies until they are 26.

Young adults ages 26 to 30 are able to purchase a catastrophic-only policy. The policies usually have low monthly premiums and high deductibles. Young adults are also able to benefit from premium tax credits and cost-sharing subsidies in order to make coverage more affordable.

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Meet the experts to answer the commonly asked questions to help you understand the Health Care Exchange

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Linda V. Tiano

Member of the Firm at Epstein, Becker, and Green in Washington, DC and New York

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David Randall

Senior Vice President of Strategic Planning and Business Development at the University of Alabama at Birmingham Health System.

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Marti Lolli

Director of Health Care Reform at Priority Health in Michigan.

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